Car City Central

Car Loan Calculator

Find Your Ideal Car and Payment Plan at Car City

Discover the perfect car that fits your budget with Car City's user-friendly car loan calculator. We offer you the flexibility to tailor various payment terms, including interest rates, down payments, and loan durations. On the right side of the page, you'll find a sample financing scenario for a $30,000 car loan.

To determine the right payment plan for your budget, you can customize the following parameters:

  1. Loan duration (in months)
  2. Vehicle cost
  3. Annual Percentage Rate (APR)
  4. Down payment percentage
  5. Credit score

If you're uncertain about your credit score, our score checker can swiftly retrieve your credit profile within minutes. The best part? It's completely free to use, and it won't impact your credit report with a hard inquiry.

Car City is your trusted partner in finding the perfect car and payment plan. Start your car-buying journey today!

-- / mo
Est. payment for 75 months at % APR
Credit Score
$-+
$-+

Instantly unlock your personalized monthly payment


The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.

Finance disclosures

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.