Car City Credit Approval

Welcome to Car City Central—your go-to destination for $99 down used cars, fast credit approvals, and subprime auto financing in Conway, South Carolina, and Calabash and Whiteville, North Carolina. Whether you’re dealing with bad credit, no credit, or rebuilding with new credit, we make car ownership fast, simple, and affordable for buyers from Myrtle Beach, SC, Fayetteville, NC, and the surrounding areas.

Our extensive used car inventory includes quality-inspected vehicles from trusted names like Chevrolet, Ford, Dodge, GMC, Hyundai, Jeep, Kia, Nissan, Toyota, and Volkswagen. Every vehicle we sell goes through a 150-point inspection, so you can drive with confidence.

Looking for a car but short on cash? With our low $99 down payment program, we help you get approved and on the road today. We work with 20+ lenders, including local banks and credit unions, and also offer in-house Buy Here Pay Here options—so your credit history doesn’t stand in your way.

Beyond sales, Car City Central provides ASE-certified auto repair and maintenance at all locations. From routine service to complex repairs, we keep your vehicle running like new. Need temporary transportation? Ask about our affordable vehicle rental options. And if you're looking to upgrade, bring in your current vehicle—we’ll give you a top-dollar trade-in offer.

Come experience the Car City Central difference at any of our three convenient locations:

Whiteville, NC: 3598 James B White Hwy S | ☎ (910) 642-3196

Conway, SC: 2761 East Hwy 501 | ☎ (843) 331-1151

Calabash, NC: 9146 Ocean Hwy W | ☎ (910) 579-1110

We're proud to serve customers from Loris, SC, Shallotte, NC, Little River, SC, Longs, SC, Tabor City, NC, and beyond. At Car City Central, we say yes when others say no—your path to a better vehicle and better credit starts here.